Naples Elder Law Attorney
Growing older doesn’t have to be something you dread. Whether you are worried about how to qualify for government programs like Medicaid or how to pay for nursing home care, a attorney can discuss legal options. We can also help anyone whose parent or other elderly loved one cannot take care of themselves. It might be time to look into guardianship to protect a vulnerable loved one from exploitation. Whatever your legal needs, seniors and their families should contact an experienced Naples elder law attorney at Ronald Cutler, P.A., today.
Medicaid Planning
Nursing homes in Naples charge more than $100,000 a year for a single room. Very few families can cover that kind of expense with cash in the bank. Instead, they rely on Medicaid to help cover the cost.
Our elder attorneys can help you qualify for Medicaid by creating a trust to hold assets and income. Medicaid is means tested, and someone with high income or assets is disqualified. But we have used Medicaid planning effectively to bring people under the threshold.
We can also discuss if purchasing insurance is the right step, including when to buy it. Long-term care insurance is confusing for many, and not all of the products on the market are the same. Call us today to discuss whether the economics of insurance make sense for you.
Estate Planning
Don’t have an estate plan yet? Call Ronald Cutler, P.A. We can create a will, trust, and advance directives. You can take charge of the future by creating a living will, which will identify what medical care you want in the event of terminal illness.
Other essential documents include a power of attorney. You can appoint an agent to handle your daily affairs, such as cashing checks and paying bills. We can draft a power of attorney and help you pick an agent who is responsible and trustworthy.
You should also revise an already existing estate plan. What worked at 45 probably doesn’t work at 65. Now is the time to take a fresh look at your plan and revise it so it better fits your circumstances. Anyone who has divorced or had a child should definitely revisit an older plan. Also consider revision if you have gained substantial assets since you last drafted a will.
Guardianship
When a person lacks capacity to manage their daily affairs, a guardianship might be appropriate. This process involves petitioning a court. You should support your petition with sufficient evidence that a guardianship is necessary. An elderly person might fight the guardianship, depending on the circumstances, so get legal advice about how to proceed.
Our Naples Elder Law Attorneys Can Assist with All Elder Law Issues
Ronald Cutler, P.A., is eager to help anyone with an elder law legal issue. New residents move to Naples every year, and they often don’t know which attorney to call. A Naples elder law attorney at our firm is available to discuss any legal problem you have. We offer confidential consultations to anyone with a sensitive elder law issue.
